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What is a variable annuity?

"A variable annuity is a long-term contract between you and an insurance company, designed to help you grow your retirement assets and provide regular withdrawals when you are in retirement."

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US Division: John Hancock Freedom 529 | Group Pensions | Insurance | Mutual Funds | John Hancock

Variable Annuities are issued and administered by John Hancock Life Insurance Company (U.S.A.), Bloomfield Hills, MI (not licensed in NY) and John Hancock Life Insurance Company of New York, Valhalla, NY. Distributed by John Hancock Distributors LLC, member FINRA. Fixed Annuities are issued and administered by John Hancock Life Insurance Company, Boston, MA 02210.