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JH New York
AnnuityNote Series 1
AnnuityNote Series 1
Related Resources
AnnuityNote Overview Brochure
AnnuityNote Product Profile
AnnuityNote Prospectus
Core Strategy At A Glance
Includes month-end performance, key statistics, and portfolio ratings.
Total Bond Market Fund Fact Sheet
Find out more...
Core Strategy Fund
A simple guarantee for your retirement income plan
Annuity Highlights
Minimum Initial Payment
$25,000
Up Front Sales Charge
3.00%

1.99% Annual expense
Amount Available Without Withdrawal Charge
100% Liquidity

Create a strategy not impacted by market downturns.

If volatility has left you hesitant about keeping your retirement savings in the market, consider an AnnuityNote.

Key Features
Diversified Investing
Invest in a fund that is broadly diversified among stocks and bonds, or combine it with our 100% bond fund to control your equity exposure.
Guaranteed Lifetime Income
5% withdrawals guaranteed for life after five years, backed by the claims paying ability of John Hancock.
Greater Income Potential
At minimum, your lifetime income is based on your initial investment. If your contract value has increased, your income is based on the higher amount.
No Surrender Charges
Although a withdrawal during your five year wait period may reduce your guaranteed income, you will never pay a surrender charge on a withdrawal.
More Information About AnnuityNote Series 1
Portfolio Options

You can now invest in the Core Strategy Portfolio, the Total Bond Market Fund, or a combination of the two depending on your desired equity exposure. The Core Strategy Portfolio is managed by MFC Global, and offers a more dynamic form of index investing, due to a flexible target range that enables the manager to align the fund with current market conditions and future outlook. The current target allocation is 70% stocks, 30% bonds. The Total Bond Market Fund is managed by Declaration Management and Research LLC, and seeks to trade the performance of the Barclay's Capital Aggregate Bond Index which represents the U.S. investment-grade bond market.
Maximum Issue Age

Available to individuals age 55-75.
Qualified Plan Availability

Available for both qualified and non-qualified plans.
Product Availability

This product may not yet be available through all financial advisors. Call your financial advisor today and ask how AnnuityNote could fit into your retirement strategy.

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Registered Annuities are issued and administered by John Hancock Life Insurance Company (U.S.A.), Bloomfield Hills, MI which is not licensed in New York. John Hancock Distributors LLC, member FINRA, is the principal underwriter and an affiliate of the insurance companies.