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Core Strategy Fund

A new simple guarantee to help secure retirement income
Annuity Highlights
Minimum Initial Payment
$25,000
Up Front Sales Charge
3.00%

1.99% Annual expense
Amount Available Without Withdrawal Charge
100% Liquidity

If volatility has left you hesitant about keeping your retirement savings in the market, consider an AnnuityNote.

Key Features
Diversification
Invest in a fund that is broadly diversified among stocks and bonds.
Guaranteed Lifetime Income
5% withdrawals guaranteed for life after five years, backed by the claims paying ability of John Hancock.
Upside potential
At minimum, your lifetime income is based on your initial investment. If your contract value has increased, your income is based on the higher amount.
No surrender charges
Although a withdrawal during your five year wait period may reduce your guaranteed income, you will never pay a surrender charge on a withdrawal.
More Information About AnnuityNote Series 1
Portfolio Options

Automatic investment in the Core Strategy Fund. The fund is managed by MFC Global, and offers a more dynamic form of index investing, due to a flexible target range that enables the manager to align the fund with current market conditions and future outlook. The current target allocation is 70% stocks, 30% bonds.
Maximum Issue Age

Available to individuals age 55-75
Qualified Plan Availability

Available for both qualified and non-qualified plans

US Division:  John Hancock Freedom 529   |   Group Pensions  |    Insurance  |   Mutual Funds  |  John Hancock 

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Variable Annuities are issued and administered by John Hancock Life Insurance Company (U.S.A.), Bloomfield Hills, MI (not licensed in NY) and John Hancock Life Insurance Company of New York, Valhalla, NY. Distributed by John Hancock Distributors LLC, member FINRA. Fixed Annuities are issued and administered by John Hancock Life Insurance Company, Boston, MA 02210.