What are cookies?
"Cookies" are small text files, written by your browser, that store information from a web server.  Typically, this information is useful to the web site that issues the cookie.  A cookie may contain the date you last visited the site and alert you automatically if there have been changes since your last visit.  Most cookies are used to store identifying information to enable you to browse freely through secure areas of web sites after logging in once.

Cookies can be temporary or semi-permanent.  Temporary cookies are destroyed once you leave a web site.  Semi-permanent ones are saved to your computer's hard drive until they expire or are manually deleted.

Accepting cookies from this site does not compromise your privacy and security. No other web site can read the cookies of this site.  


How do I enable cookies for my browser?
Internet Explorer:

Within Internet Explorer, access the "Tools" pull-down menu and select "Internet Options".
Select the "Security" tab from the resulting dialogue box.
Click the button labeled "Custom Level".
Scroll down to the Cookies section.
Select "Enable" (if it is not already selected) for the per-session cookies option.
Click the "OK" button.
Click the "Apply" button.

Netscape Navigator:
Within Netscape, access the "Edit" pull-down menu and select "Preferences".
In the "Category" column, double-click "Privacy & Security".
Select "Cookies".
Select the option labeled: "Enable cookies for the originating web site only".
Click OK.



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Registered Annuities are issued and administered by John Hancock Life Insurance Company (U.S.A.), Bloomfield Hills, MI which is not licensed in New York. John Hancock Distributors LLC, member FINRA, is the principal underwriter and an affiliate of the insurance companies.