Life with No Refund
The most income possible during your life.
Life with Cash Refund
A lifetime of income while protecting your family if you die unexpectedly with a lump sum paid to the beneficiary at your death.
Life with Installment Refund
A lifetime of income while protecting your family if you die unexpectadly, with the beneficiary continuing to receive payments at your death.
Life with 5, 10, or 20 Years Guaranteed
Fixed payments for your lifetime. If you die unexpectedly, before the end of the period chosen, the beneficiary may either receive one lump sum or continue with the payments for the remainder of the period.
Joint and Last Survivor
A lifetime of guaranteed income for yourself and one other person.
Joint and 1/2 or 2/3 Survivor
A lifetime of guaranteed income for yourself and payments of 1/2 or 2/3 to the surviving annuitant upon your death.
Joint and Last Survivor with 5, 10, or 20 Years Guaranteed
A lifetime of Guaranteed income for yourself and on other person while providing protection for your heirs.
Term Certain
Steady income payments for a specfic amount of time.
An annuity is a long-term contract designed for retirement purposes, wealthe accumulation, wealth distribution and wealth transference and not suitable for meeting short-term objectives.
FAJHMWEB2 12/06 Policy Form Series: 78-50, 70-50, 84-60