The challenges of retirement in the 21st century are unique and present individuals with some harsh realities. First and foremost is the effect that a long life may have on the cost of retirement.
The longevity factor is compounded by the unpredictable and unstoppable effects of inflation and market volatility on retirement assets. Fortunately for today’s retirees there is an investment solution with the potential to help offset these obstacles.
A John Hancock Variable Annuity with optional protection benefits offers:
Ø protection from declining markets.
Ø the ability to expose assets to the market’s upside potential.
Ø a guaranteed retirement income for life, without giving up control.
In addition to addressing many of the challenges facing today’s retirees, John Hancock Variable Annuity portfolios are managed by skilled, experienced investment professionals who are carefully selected and continuously monitored to ensure they deliver consistent investment performance through all market cycles. The result? Confidence that comes from knowing your investment portfolio is well managed and will strive to meet your investment goals.
Best of all, the financial strength, stability, and reputation of John Hancock stands behind the variable product guarantees. John Hancock is among the top-rated insurance companies for financial strength and dependability as judged by the major rating agencies.