JH Signature A strategy that works with you Whether you are searching for a safe place to invest your retirement assets, an attractive return for your retirement rollover funds, additional stability to your investment portfolio, or a way to provide consistency of returns, you can consider it in a JH Signature Fixed Annuity.	JH Essential Income Single Premium Immediate Annuity Would you like to relax with a steady stream of income you can count on? The JH Essential Income Fixed Annuity has been designed to support your everyday expenditures- and help you create a personal pension plan.
Learn more about JH Signature	Learn more about JH Essential Income

Withdrawals of taxable amounts are subject to ordinary income tax and if taken prior to age 59 ½, a 10% IRS tax penalty may apply.

All guarantees are subject to the claims paying ability of the issuing insurance company.  John Hancock Fixed Annuities are issued and administered by John Hancock Life Insurance Company (U.S.A.), Bloomfield Hills, MI 48304 (not licensed in NY).

Fixed annuities generally are subject to declining withdrawal charges during the first several years of a contract.

An annuity is a long-term contract designed for retirement purposes, wealth distribution and wealth transference and not suitable for meeting short-term objectives.

Benefits and features are not available in all states.

0509: FA0156

Policy and Rider Form Series  08PEGPA; 08PEGPAGRP; 00NHCI; 01NHCIG; 03GPA; 03GPAGRP; 78-50, 70-50, 84-60