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Annual Administrative Fee
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This fee partially covers record keeping and other administrative expenses associated with the contract and the operation of the Separate Account including preparing and mailing statements.
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Rider Fee
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This fee is related to the costs of providing you the guarantees available through your contract's optional benefits.
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Mortality and Expense Fee
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This fee covers the insurance-related risks associated with embedded guarantees within your annuity contract including the guaranteed annuity rates, the standard death benefit and guaranteed charges and fees.
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